UPI MDR Exposure
Overview
Estimate monthly UPI MDR cost for Indian merchants — absorb, itemize, or blend pricing.
UPI MDR Exposure helps Indian merchants estimate monthly cost under NPCI’s P2M MDR framework (0.4% on eligible UPI transactions above ₹2,000, capped at ₹300 — effective 15 October 2026). What you can do • Enter rough daily UPI volume, transaction count, and ticket-size mix • Or upload a settlement CSV (Razorpay, PhonePe, Paytm, Google Pay, bank) • See estimated monthly MDR in ₹ and as a % of UPI revenue • Band breakdown: under ₹2,000 / ₹2k–₹75k / ₹75k+ • Soft P2PM micro-merchant check + always-on P2M what-if • Month and Indian FY (Apr–Mar) charts from CSV • Three pricing views: Absorb / Itemized / Blended Privacy Everything stays on your device (chrome.storage.local). No account. No cloud upload of your CSV or business data. Important • Advisory calculator only — does not create QR codes, collect payments, or split transactions • NPCI’s FAQ states merchants cannot pass MDR to customers • Rates from NPCI FAQ (15 Sept 2026); confirm final charges with your bank or PSP
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Details
- Version1.0.0
- UpdatedSeptember 18, 2026
- Offered byRetailBonds
- Size3.07MiB
- LanguagesEnglish
- DeveloperArindam Sarkar
Subashpally NA Kishanganj, Bihar 855108 INEmail
contact@retailbonds.in - Non-traderThis developer has not identified itself as a trader. For consumers in the European Union, please note that consumer rights do not apply to contracts between you and this developer.
Privacy
This developer declares that your data is
- Not being sold to third parties, outside of the approved use cases
- Not being used or transferred for purposes that are unrelated to the item's core functionality
- Not being used or transferred to determine creditworthiness or for lending purposes
Support
For help with questions, suggestions, or problems, visit the developer's support site