Salary Calculator

Ghana payroll net-pay estimator — overtime, SSNIT/pension, graduated PAYE and retro adjustments. Editable rates.

Saraly Calculator is a fast, private payroll and PAYE tax estimator for Ghana. Enter your salary basis and hours, and it instantly reproduces a full payslip-style breakdown — earnings, pension/SSNIT, graduated PAYE and net pay — all computed on your own device. SALARY CALCULATOR • USD basic salary converted at your interbank rate to GH₵ • Overtime by category: regular OT, rest-day/call-in, public-holiday worked (PHRTW), PHRDO, night shift, day-6 and day-7 OT • Call-in transport allowance handled separately from the hours worked • Rent/housing allowance with monthly or advance-taken modes (taxed at the current rate, recovered at the rate you took the advance) • Tax-free earnings that add to pay without being taxed • Retro / previous-period adjustments, taxed at your marginal rate • Pre-tax pension (DBBNSSS + OPS + provident fund) and after-tax deductions • Live estimated net pay with a clear, line-by-line breakdown TAX CALCULATOR • Type any amount and see the PAYE taken in each tax band • Total tax, amount left, effective rate and marginal rate at a glance EXTRA • Editable rates and tax bands — adjust when rates change, no update needed • Verify against your payslip: type the printed figures and see any over/underpayment • Export a clean summary to PDF • Works fully offline. No accounts, no tracking, no data leaves your device. Saraly Calculator is an independent estimator and is not affiliated with any employer. Figures are estimates and may differ slightly from an official payslip due to payroll rounding and reliefs.