RMD Calculator 2026

Calculate Required Minimum Distributions from IRA and 401k. 2026 IRS Uniform Lifetime Table. Multi-year projections. Free.

RMD Calculator 2026 — Required Minimum Distribution Calculator Free, accurate RMD calculations using official 2026 IRS Uniform Lifetime Table, Joint Life Table, and Single Life Table. FREE FEATURES: - Calculate your Required Minimum Distribution for any age (73+) - 2026 IRS Uniform Lifetime Table (updated for SECURE 2.0) - Joint Life and Single Life expectancy tables - Support for multiple account types (Traditional IRA, 401k, 403b, TSP) - Multi-year RMD projections (up to 30 years) - Estimated tax impact with federal bracket calculations - Senior standard deduction auto-applied - Print-friendly results PRO FEATURES ($4.99 one-time): - Joint Life Table calculations (spouse 10+ years younger) - Inherited IRA RMD with 10-year rule (SECURE Act) - Roth conversion optimizer with tax bracket analysis - Multi-account aggregation - CSV export of projections - Extended 30-year projections with growth modeling All calculations use official IRS life expectancy tables. SECURE Act and SECURE 2.0 compliant. Updated for 2026 tax year. Not financial advice. Consult a qualified tax professional for your specific situation.