PropertyGuru SG Price Tracker: HDB Resale & ABSD

Check PropertyGuru SG prices with real HDB past transactions. Spot fair value, calculate COV & ABSD tax, and export clean listings.

Stop overpaying for your Singapore home. PropertyGuru SG Price Tracker (SG Property Analyzer for PropertyGuru) empowers home buyers, property investors, and licensed real estate agents (CEA) with official government transaction records from data.gov.sg, instant Cash-Over-Valuation (COV) estimates, 2024–2026 IRAS ABSD calculators, and duplicate listing filters directly inside PropertyGuru.com.sg. Whether you are hunting for a "Just MOP" HDB resale flat in Tampines, Punggol, or Bishan, upgrading to an Executive Condo (EC), or calculating rental yields for private condos, get instant valuation insights directly on your listing screen. ══════════════════════════════════════════════════════════ 🔥 KEY FEATURES & CAPABILITIES ══════════════════════════════════════════════════════════ 📊 1. Real-Time "Fair Value" Badge & Valuation Delta • Directly injected next to listing prices on PropertyGuru. • Instantly highlights whether an asking price is above or below historical market value (e.g., "🟢 3.5% Under Market" or "🔴 8.2% Above Median"). • Hover over the badge for an instant breakdown of recent median PSF (Price Per Square Foot) in that exact block or condominium project. 🏢 2. Official HDB & URA Past Transactions Explorer • Access millions of verified historical resale transactions directly within your browser. • Filter comps by town, street, flat type (2-Room, 3-Room, 4-Room, 5-Room, Executive), block number, transacted date, and floor level range. • View interactive price-per-square-foot (PSF) trend charts spanning the last 12 months and 5 years. • Historical rental benchmarks: Compare asking rents against actual past whole-unit rental contracts. 🧹 3. Duplicate & Ghost Listing Cleaner • Tired of seeing the exact same unit posted 10 times by different agents with slightly varying prices? • Our intelligent matching algorithm identifies duplicate listings based on project, address, floor level range, bedroom count, and floor area (±2%). • Filter out duplicate clutter with a single click: "[Hide Duplicates]" to browse clean, unique listings only. 💰 4. 2024–2026 IRAS ABSD & Stamp Duty Calculator (Local & Offline) • Up-to-date with the latest Singapore Inland Revenue Authority (IRAS) regulations. • Additional Buyer’s Stamp Duty (ABSD): Accurate rates for Singapore Citizens (SC - 1st, 2nd, 3rd+ properties), Singapore Permanent Residents (SPR), Foreigners (60%), Entities & Trusts (65%). • Progressive Buyer’s Stamp Duty (BSD): Automatic tiered calculation (1% to 6%). • Remission & Decoupling scenarios: Compute net acquisition costs for married couples and property portfolio structuring. 📈 5. Rental Yield & Cashflow Simulator • Calculate accurate Gross Rental Yield and Net Rental Yield in seconds. • Deduct monthly MCST maintenance fees, property taxes, insurance, vacancy buffers, and agent commissions. • Built-in mortgage loan calculator: Estimate monthly installments, principal vs. interest breakdown, and net monthly rental cash flow. 💼 6. Buyer Affordability & Persona Finance Engine • Mortgage Servicing Ratio (MSR): 30% cap validation for HDB flats and Executive Condominiums (ECs). • Total Debt Servicing Ratio (TDSR): 55% regulatory threshold checks. • Downpayment breakdown: Calculate exact cash and CPF Ordinary Account (CPF-OA) requirements based on Loan-to-Value (LTV) limits. 📑 7. Multi-Page Search Listing Organizer & Export Studio • Browse large search result pages and extract listings into an organized comparison table. • Export shortlisted listings with price, PSF, location, and specs to CSV / Excel, Markdown, and clean summary PDF reports. • Schedule house viewings with 1-click calendar appointment export (.ics format compatible with Google Calendar, Apple Calendar, and Outlook). 📌 8. Dedicated Chrome Side Panel Workspace • Built on Chrome's native Side Panel API (`chrome.sidePanel`) — operates side-by-side with your active browser tab without obscuring listing photos, floorplans, or virtual tours. • Compare up to 4 properties side-by-side. • Add private research notes, checklist items, and custom tags for every listing. ══════════════════════════════════════════════════════════ 👥 WHO IS SG PROPERTY ANALYZER BUILT FOR? ══════════════════════════════════════════════════════════ • First-Time Home Buyers: Never overpay on your first HDB resale flat or BTO purchase. Verify historical benchmarks before making an offer to purchase (OTP). • Upgraders & Families: Seamlessly calculate your sales proceeds, downpayment requirements, and ABSD implications when upgrading from HDB to Executive Condo or private condominium. • Property Investors: Spot undervalued deals with positive rental yields and stress-test mortgage rate fluctuations. • CEA Licensed Real Estate Agents: Accelerate client consultations, prepare swift Comparative Market Analyses (CMA), and export structured comps in seconds. ══════════════════════════════════════════════════════════ 🚀 3-STEP QUICK START GUIDE ══════════════════════════════════════════════════════════ 1. Click "Add to Chrome" to install the extension and pin it to your browser toolbar. 2. Visit any property listing or search page on PropertyGuru.com.sg. 3. Observe the inline Fair Value badges alongside asking prices, or click the extension icon to open the full Side Panel analysis workspace! ══════════════════════════════════════════════════════════ 🔒 PRIVACY-FIRST ARCHITECTURE & SECURITY ══════════════════════════════════════════════════════════ Your property hunt is strictly your business: ✔ 100% Local Storage: All shortlisted properties, private notes, tags, and financial scenarios are stored locally in your browser's IndexedDB. ✔ No Tracking & No Data Selling: We do not track your browsing history or sell your information to third-party brokers. ✔ Manifest V3 Architecture: Lightweight, fast, battery-friendly, and fully compliant with Google Chrome's strict security guidelines. ══════════════════════════════════════════════════════════ 💎 TRANSPARENT FREEMIUM PRICING ══════════════════════════════════════════════════════════ • Free Tier ($0 Forever): - Unlimited local notes, tags, and shortlist organization. - Full access to ABSD, BSD, Rental Yield, and Affordability calculators. - Side-by-side comparison (up to 4 properties). - Basic export (CSV, Markdown, PDF with watermark). - Search organizer (up to 3 runs per day). • Pro Tier: - Unlimited multi-page search exports. - Clean, unbranded PDF client reports. - Extended historical transaction archives & cloud sync. - Multi-device sync (up to 3 active browser instances). - Backed by our 14-Day 100% Money-Back Guarantee. ══════════════════════════════════════════════════════════ ⚖️ DISCLAIMER & COMPLIANCE ══════════════════════════════════════════════════════════ SG Property Analyzer is an independent productivity extension created for informational, educational, and analytical purposes. This extension is not affiliated with, sponsored by, or endorsed by PropertyGuru Pte Ltd, HDB (Housing & Development Board), or URA (Urban Redevelopment Authority). Historical benchmark transaction data is publicly sourced under the Singapore Open Data Licence from official government repositories (data.gov.sg). Financial simulations and tax estimations are for planning purposes; consult a licensed financial advisor or conveyancing lawyer for formal legal transactions. Start making smarter, data-driven Singapore property decisions today!