MCA Calculator by Credible Law

Estimate merchant cash advance payback, payments, costs, payoff, holdback burden, stacking impact, and settlement scenarios.

Understand the numbers behind a merchant cash advance directly from your Chrome toolbar. MCA Calculator by Credible Law provides fast, educational estimates for common merchant cash advance terms and repayment scenarios. Enter the figures from an MCA agreement to calculate: • Total payback based on the advance amount and factor rate • Cost above the original advance • Estimated daily, weekly, or monthly payments • Simplified annualized cost • Estimated remaining payback after payments already made • Revenue holdback and combined MCA payment burden • Illustrative settlement amounts at different percentages All calculations are performed locally in your browser. The extension does not collect, transmit, retain, sell, or share the financial figures you enter. It does not require access to your browsing history, website activity, location, identity, or other Chrome data. Results are educational estimates only. They may not reflect fees, exact contract terms, reconciliation rights, payment modifications, defaults, legal exposure, or an actuarial annual percentage rate. Settlement calculations are mathematical scenarios and are not predictions or promises of an available settlement. This extension does not provide legal or financial advice. Credible Law is a national legal resource and referral network connecting businesses and consumers with independent attorneys. Credible Law is not a law firm.