PayClarity: US Paycheck Calculator

Calculate US take-home pay after federal, state, and FICA taxes. Reverse mode shows the gross salary needed for a target income.

PayClarity helps you understand exactly where your paycheck goes. Enter your annual salary or hourly rate and instantly see your estimated take-home pay after federal income tax, Social Security, Medicare, and state income tax — for all 50 states plus DC. WHAT IT DOES - Salary to take-home: enter annual salary, pay frequency (weekly, bi-weekly, semi-monthly, monthly), filing status, and state to see your estimated net pay per paycheck - Reverse mode: enter the take-home amount you want per paycheck, and PayClarity calculates the gross salary you need to earn - Hourly conversion: enter your hourly rate and hours per week to convert to annual salary automatically - Pre-tax deductions: account for 401(k) contributions and monthly health insurance premiums before taxes are applied - Visual breakdown: a color-coded bar shows where every dollar goes — take-home, federal tax, state tax, FICA, and deductions - Multiple views: see your take-home pay as annual, monthly, bi-weekly, and weekly amounts at a glance - Remembers your inputs, so your details are restored when you reopen it CALCULATION DETAILS Uses 2026 federal tax brackets and standard deductions, the 2026 Social Security wage cap, and Medicare rates including the additional Medicare tax. State income tax uses flat-rate approximations of effective rates. PRIVACY PayClarity works 100% offline. No accounts, no sign-up, no data collection, no external servers. Everything is calculated on your device, and your inputs are stored only in your browser's local storage. Estimates are for planning purposes only — actual withholding varies based on your W-4, local taxes, and other factors.