FX Transfer Advisor

Probabilistic SEND, WAIT, WATCH, or PARTIAL guidance for international transfers.

FX Transfer Advisor helps people decide when to make an international money transfer. It retrieves public FX reference rates, analyzes historical trends and volatility, compares walk-forward validated forecast models against a Random Walk benchmark, and presents probabilistic SEND NOW, WAIT, WATCH, or PARTIAL TRANSFER guidance. Enter source and destination currencies, amount, deadline, risk preference, and provider fee assumptions. The dashboard estimates the recipient amount today, median expected amount, probability of a better rate, forecast intervals, historical percentile, effective provider rate, and the potential value of waiting. Features: • Current reference rate with timestamp, source, cache, and data-quality metadata • Historical rate analysis and probabilistic 1–90 day forecasting • Random Walk benchmark and walk-forward model validation • Fee-aware provider assumptions and effective-rate comparisons • Target-rate alerts checked approximately every 30 minutes • Local Chrome storage for settings and the last analysis • No access to browsing history, tabs, cookies, or page content Exchange-rate forecasts are uncertain and may be incorrect. This extension is decision support, not financial, investment, tax, or legal advice. Past performance does not guarantee future results.