Caeli: Shop with HSA, FSA & Benefits

Automatic HSA/FSA eligibility alerts, benefit stacking, and integrated telehealth LMNs to help you maximize every benefit dollar

🚀 UNLOCK YOUR HSA, FSA & EMPLOYER BENEFITS EVERYWHERE YOU SHOP. Did you know that 42% of Americans miss out on maximizing their healthcare and workplace benefits every single year? While billions in FSA and employer perks are permanently forfeited, billions more in HSA funds sit underutilized simply because using them comes with too much friction. Caeli is your personal, AI-powered benefit shopping assistant. It handles the confusion, the paperwork, and the checkout blocks automatically right inside your browser—so you never leave your hard-earned money on the table again. ✨ HOW IT WORKS • Instant Eligibility Alerts: Browse your favorite stores (Amazon, Target, Sephora, and more). Caeli lights up the moment an item is benefit-eligible. • 1-Click Compliant Checkout: Click "Buy with Benefits" to pay with your HSA, FSA, or perk wallets—even on merchant sites that don't normally accept benefit cards. • Reimbursements on Autopilot: Prefer to pay with a personal card to earn rewards points or let your HSA funds grow? Caeli automatically vaults and structures your receipts for effortless reimbursement. 💎 KEY FEATURES • 💳 UNIVERSAL CARD COMPLIANCE (NO MORE DECLINED CARDS) Tired of your HSA or FSA card getting declined at checkout? Caeli applies real-time, item-level eligibility intelligence so you can successfully swipe your tax-free benefit cards on merchant sites that don't natively support them. • 🛡️ THE SMART SHOEBOX (REIMBURSEMENT AUTOPILOT) Whether you want to earn credit card reward points or let your HSA balances roll over to grow as tax-free investments, paying out-of-pocket is often the smartest financial play. Caeli quietly vaults your eligible purchases, auto-labels the reimbursable amounts, and pairs them with necessary medical paperwork so you can confidently reimburse yourself in one tap—even years down the road. • 📋 INTEGRATED TELEHEALTH LMNs Don't let the hassle of getting a Letter of Medical Necessity (LMN) stop you from buying wellness essentials like air purifiers or fitness trackers. Caeli guides you through a compliant, 2-to-3 minute telehealth intake right inside your checkout flow for immediate pre-tax approval. • 💰 ZERO MARKUPS, GUARANTEED We ensure your order is fulfilled at the exact price listed on the merchant's site. No hidden fees, no price inflation—just your hard-earned benefits made simple. • 🔍 INTELLIGENT DISCOVERY Looking for allergy relief? Caeli won’t just help you buy eye drops; it actively suggests other covered items you might not realize qualify—like HEPA air purifiers. • 💼 UNIVERSAL BENEFIT SUPPORT Set up your personal profile in 30 seconds. From HSA and FSA accounts to LSAs, remote work stipends, and custom wellness perks, Caeli filters out the noise and maps your exact coverage. 🔒 PRIVACY, TRUST & AUDIT PROTECTION • Bank-Grade Security: We scan product data locally and securely in your browser. Your personal shopping habits stay 100% private to you. • Audit-Ready Records: Caeli organizes your itemized digital receipts and stores your LMNs in one secure location, keeping you perfectly protected for tax season. 📺 SEE IT IN ACTION Watch our Product Tour: https://youtu.be/EUdajfLA8pE Stop letting your benefits expire. Add Caeli to Chrome today—it’s 100% free.